Real Money Mindset: Simple Financial Planning for Real People — Oliver

Description

Oliver’s Note: The “how-to” I needed when I was drowning

After I stopped making the “hard mistakes” I wrote about in my first book, I faced a new problem: What do I actually do now? I looked at the spreadsheets we used at work in finance and realized they were useless for a 27-year-old just trying to live a good life. They were too complex, too boring, and full of jargon that meant nothing in the real world.

I wrote Real Money Mindset to bridge the gap between “professional finance” and “real life.” This isn’t about complex market theories; it’s about creating a system that works while you’re busy working, studying, or actually enjoying your weekend. It’s the framework I personally use to keep my finances on autopilot so I can focus on what matters. No gurus, no gold mines—just stability.

What’s inside?

This is the practical toolkit for building a life that isn’t stressed by every unexpected bill:

• The “Working” Budget: Forget restrictive tracking; learn how to build a flow of money that actually fits your lifestyle.

• Goal Setting Without the Chaos: How to figure out what you actually want (a house? travel? retirement?) and create a direct path to get there.

• Financial Burnout Protection: Strategies to stop obsessing over every penny and build a healthy, sustainable relationship with your bank account.

• The Stability Blueprint: Step-by-step plans for emergency funds, basic investing, and future-proofing your life without the “get rich quick” noise.

The “No-BS” Verdict

• Tone: Practical, systematic, and jargon-free. It’s the “manual” version of my philosophy.

• Time to read: Easy to digest, but designed to be used as a reference guide as you set up your own systems.

• Best for: People who are done with the “why” and are ready for the “how.” If you want a clear, calm plan for your money, start here.

“Financial planning isn’t about predicting the future; it’s about being prepared so the future doesn’t scare you. It’s time to speak about money in a language we actually use.” — Oliver